LOAN INFORMATION

• Loan Application Info
  What information will be needed for the application (and how it's kept private)
  
  
• Get your loan faster
  Five ways to make the loan process go faster
  
  
• The loan process
  An overview of the loan process
  
  
• Loan App Checklist
  List of required documentation needed
  
  
• Getting Qualified
  Should you talk to a mortgage professional before house hunting?
  
  
• Are You Pre-Approved?
  Are you pre-qualified or pre-approved for a loan?
  
  
• Rate Lock Periods
  What is a "rate lock period"? How can you make sure your rate is low?
  
  
• Rates and A.P.R.
  What is the difference between the interest rate and the A.P.R.?
  
  
• Getting an Appraisal
  Why might you need an appraisal? How do appraisals work?
  
  
• Debt-to-Income Ratios
  Understand how your debt-to-income limitations are figured
  
  

• Closing Costs
  Understand what they are and why they are being charged